Express Issue Whole Life
Guaranteed Issue with the only reason for decline if proposed insured is terminally ill, confined to a facility or diagnosed as having AIDS, HIV or any other immunological disorder. Ages 25 to 80 up to $50,000 (CA: 45-80) Guaranteed cash values Graded death benefit in first 2 years: 1st year: return of premium plus 12% 2nd year: return of premium plus 24% ADB included in first 2 years (full death benefit for accidental death)
Express Issue WL Deluxe	Express Issue WL Premier
Simplified Issue - 6 health questions Ages 20-80, maximum face $50,000 Guaranteed cash values Immediate death benefit Accidental Death rider available	Simplified Issue - expanded medical questions Ages 20-60, up to $100,000 Ages 61-80, up to $50,000 Guaranteed cash values Immediate death benefit Accidental Death rider available

Or you can contact Karl using the info below:
Phone: 866-INS-ONLY (467-6659), ext.109
Email: karls@insuranceonly.com